Consumer Credit Counseling Services - Debt Management Service ArkansasDefinitions of Consumer Credit Counseling ServicesBudget CounselingA counselor assists in developing a plan to meet goals and needs for individuals and families, suggesting methods to improve money-spending habits. Debt Management Service in Arkansas (Locations also in Tennessee & Mississippi) When monthly living expenses and installment payments are higher than the income, a counselor will work to arrange a new repayment plan with the creditors. This allows monthly payments to be lowered due to an extension in the time allowed to repay the debts. This program is voluntary. A client must have enough money after basic expenses to make a workable plan. To apply online for our Consumer Credit Counseling Service, simply click on the APPLY ONLINE button below and fill out the on-line form. 
Housing Counseling This program is designed to provide a wide range of counseling for those needing advice for first-time home buying to those who are experiencing financial difficulty. The program gives mortgagors an opportunity to avoid impending evictions and/or foreclosures. Consumer Education Workshops are offered to groups of all ages on a wide variety of subjects, such as consumer rights, values and attitudes on money issues, budgeting, debt, credit fundamentals, and home buying. Credit Report Review The Credit Report Review is designed to personally and confidentially analyze your credit report. The Credit Report Review offers a personal counseling session with the consumer to review the credit report's content and meaning. Pre-filing Bankruptcy Counseling This service is designed to provide you with a budget analysis that will examine your financial situation, discuss the factors that may be the cause of your problems, and explore your options for developing a reasonable plan for dealing with them. The purpose of this session is to provide you with information so that you may choose the option that you think is best. You will be provided with a certificate that you will need should you decide to file for bankruptcy. Bankruptcy Pre-Discharge Education This financial management course is designed to provide you with the knowledge to manage your finances and give you the tools to help build a brighter financial future. Click here to take the online Bankruptcy Pre-Discharge Education course. Eligibility for Consumer Credit Counseling ServicesCCCS provides professional counseling and money management assistance to all persons who are experiencing financial difficulty regardless of age, race, creed, color, sex, social position, or financial status.Fees for Consumer Credit Counseling Services
Request for Debt Management Service in Arkansas(Locations also in Tennessee & Mississippi) Persons requesting our Debt Management Service must complete and return several application forms. To apply online for our Consumer Credit Counseling Service, simply click on the APPLY ONLINE button below and fill out the on-line form.
A staff person is available to help those who may need assistance in completing the forms. Please call to schedule an appointment at 1–800–255–2227 or 501–753–0202 between the hours of 8:00 a.m. to 7:00 p.m. Monday through Friday. Office Hours for Consumer Credit Counseling ServicesOffice hours are from 8:00 a.m. to 5:00 p.m., Monday through Friday. Appointments during the lunch hour and after 5:00 p.m. can be arranged. You can access this service by calling 1-800-225-2227 or 501-753-0202.FSA, Inc. shall comply with...Family Service Agency, Inc. shall comply with Titles IV and VI of the Civil Rights Act of 1974, and with Section 504 of the Rehabilitation Act of 1973, in that no person shall, on the grounds of sex, race, color, national origin, or handicap, be excluded from participation in, be denied benefits of, or otherwise be subject to discrimination in any of the Agency's services or activities.Any applicant for or recipient of services from Family Service Agency may submit a complaint when dissatisfied with Agency services or actions pertaining to service received. A copy of the Client Grievance Policy and Complaint Procedure is available upon request. |
           
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